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A Competitive Edge
An attractive employee benefit program is your cornerstone to hiring and keeping quality people.

Whether you have a small staff or a large, multi-tiered organization, providing the appropriate benefits and incentives can be an important element in candidate's evaluation of your compensation program and their future.

Benefits of a Group Health Plan

 Click the arrow to the left and one of our qualified brokers will contact you. 

Advantages of Providing An Employee Benefit Plan

• A safety net for you, your employees and your respective families against the financial problems caused by unexpected health and dental expenses
• The incentive of tax-free* health and dental coverage rather than paying these expenses with after-tax dollars
• A tax deduction for you the employer
• Ease of administration and a fixed budget for providing benefit vs the variable costs of unforeseen health and dental expenses
• An employee benefits program is an effective alternative to a salary increase

* Some restrictions apply - call for more details.

Group Insurance Benefits

• Life Insurance and Spousal/Dependant Coverage
• Accidental Death and Dismemberment
• Prescription Drug Coverage
• Paramedical Coverage
  (Chiropractors, Therapists, etc.
• Group Pension Plans
• Group RRSP Plans
• Short Term Disability
• Long Term Disability
• Extended Healthcare/Visioncare
• Dental Coverage
• Out-Of-Country Emergency Medical
  (Travel)
• Critical Illness Insurance

Cost Plus
An option to provide tax-free coverage of non-scheduled services (i.e., Orthodontics) for owners and/or select employees.

The cost of replacing a key employee lost to another company offering benefits could easily offset the cost of the plan.

What's Next?
If you are considering employee benefits for your company, let one of our group specialists provide you with a consultation. As an independent brokerage, we have the expertise to assist you in your plan design and the resources to survey the market on your behalf. We will work with you to design a plan that meets your needs as well as your budget.

If You Currently Have a Group Plan
One of our associates would be happy to review your program and provide you with a complete proposal. Our recommendations will take into account any existing association group benefits that may be available to you.

Health and Dental Plans

Your Health and Dental Plan can include:

• Health (Medical) Coverage
• Dental Coverage
• Disability Coverage
• Life Coverage

• Accidental Death & Dismemberment Coverage
• And Other Attractive Options

 This is what attracts and retains the best employees!

Whether your group includes one employee or one hundred and one or more, you are sure to be looking for the best benefits plan in order to receive the best value of your dollar.

Mumby Insurance Brokers Inc. has worked with many companies over 30 years, offering plans that best suit both employees an employers needs.

We are delighted to offer the Silent Partner Health & Dental Plan, a benefits package which offers the full array of benefits with the flexibility to design a plan that meets your specific company/employee needs.

By having Mumby Insurance Brokers Inc. as your group benefits plan broker, we will also:

• Recommend ways to control costs for your groups plans
• Recommend different plan designs to meet the needs of your group
• Conduct employee information sessions for your staff, providing detailed information about their plan and how to make claims, changes etc.
• Provide quarterly reports to show how your groups claims are running and what to expect at renewal time, prior to renewal
• Support for your administration staff
• Liaison between your company and the carrier

If you would like to see how your current benefit plan compares in the market today, and you would like quality coverage at preferred premium rates, please send an email or call us for a no obligation proposal that we would be delighted to provide to you.