Taking Care of Business
If you run a business of your own, this sensible insurance ensures that your business can continue in the event of your total disability. Office Overhead Expense Insurance can help pay the bills for your sole practice or partnership when an accident or illness leaves you temporarily disabled.

Reimbursement will be provided for incurred expenses such a rent, salaries, utilities, leased or rented equipment and other expenses which are normal and customary in the operation of your office. In the event of joint occupancy or partnership, only you share of the office overhead expenses will be used in determining the amount of insurance payable.

Premiums are tax deductible, while benefits are taxable.